Listen Sam... we get it man, we've all been there. You have some car that you've acquired, and you want it to be better than it is, but the funding isn't there.
I'd argue that's how every single one of us started out. The thing is... with this wisdom we've collected we know it doesn't make sense.
Since Volvo's can be had for pennies on the dollar depending on area/time of year... I might suggest your path of least resistance is one of two things.
1. Spend your time and energy now on learning basic wrenching skills, and detailing. Spending some money on tools now and building skills will pay dividends in the future.
2. Buy a different car... even if it's another Volvo... but also, learn what features you might want to have on said Volvo/other car.
We're happy to answer questions that have answers... but questions we can't answer are what will make you happy, or what you'll like. People seem to be cranky on the board lately... take some of the feedback with a grain of salt.